Best Financial Advice From A Drunk

This is a true story that personally experienced many moons ago.

I was a fresh faced employee within a team which was predominately male dominated.

I'd heard about this gentleman in the office who was so astute with finances, but he also had a drinking problem which affected his job.

Anyway, I carefully chose that moment to catch him where I could have a conversation with him and pick his brain about finances.

The BEST 40 Minute Money Makeover

Hello to you my savvy community. How have you all been doing. 

Majority of us are familiar with having 15 to 30 minute long consultations where you may get all that you need or you may be left wanting more time.

Let's Blog About Ads....It's a DIY Too

Hello savvy community and a good day to you all.

Today, and as previously promised, I will be blogging about another ad on my blog.

It's time for my trusted Apple Cider Vinegar aka ACV to have it's moment of fame. I've been using this unusual and edible type of vinegar for several years and so I'm going to share it's benefits in bullet points:

1. Dilute 2 tablespoons ACV, water and coconut oil. Add to a spray bottle to spritz and detangle hair.
2. Dilute ACV, water and essential oil like spearmint. Add to a spray bottle and use mouth rinse.
3. Dilute ACV, water and any essential oil. Add to a spray bottle and use as a room deodoriser.

The VERDICT On Your Financial FUTURE

1. Start young - just like world class professional sports personalities do. You'll often hear a professional athlete saying in interviews that they started whatever it is that they do at a very young age.
2. Reinvest profits - don't be so eager to spend whatever amount of profit you are receiving now....it's only the beginning and there's more to come. So, take a chill pill and enjoy the ride
3. Learn how to save - seriously, cultivate the habit and once you've mastered it, you'll soon find that you are borderline OCDing on savings. 

ForGET Weight Watchers, JOIN Wealth Watchers

As the year is fasting approaching an end, so will many of you be contemplating joining some sort of health and fitness programme or the other - in order to fulfil that new years' resolution.

I'm not very good with new years' resolution as I simply change whatever it is that I'm not happy about whenever I choose to do so.

Why? Because it takes any pressure off of me and it stops friends and family pestering me if and when I happen to put a foot wrong.

Anyway, in this post, I want to encourage you to always think about your health...as I strongly believe that Health = Wealth.

Money Mantras Mindsets Mindfulness

Hello I am back again and how have you been doing lately?

What is it that you've been up to as far as your money is concerned? I hope that you haven't gone crazy in the last few days leading up to Christmas. Please DO NOT let the temptation get the best of you.

If you have forgotten that good friend of yours off of your gift shopping list - I've got you covered....but that'll be in the next blogpost.

As for today, I would like to share with you an interesting podcast interview that I had with the owner of Money Mantra this week.

Love Hate Adverts On Blogs - Best Kept Secret

Do you just hate those adverts on blogs? Or do you just love them? Or are you not bothered either way?

Why do bloggers use adverts on their blogs? Do adverts distract you from the essence of the post?

The truth of the matter is that adverts are a necessary evil for all bloggers serious about making a few serious coins from blogging.

I am no different from other bloggers and I'm also NOT afraid to talk about this best kept secret.

I have to add that adding an advert aka...html aka...banner as easy it looks - especially if you are not a dab hand at these things.

Being the authentic and original Deborah that I am, I will be talking about some of the adverts displayed on here - starting with giffgaff.





As my blog is all about spending better, saving bigger and investing with bravery, I must support companies that I identify with in some shape or form.

Disclaimer - I may support others even if they don't currently align with the content of my blog - however, there are options in the future for this to happen.

Not only do I actually subscribe to giffgaff as my mobile and internet service provider.....I'd had a enough with the other service provider who was ripping me off that it was worth me paying them off to get out of my contract.

Last Minute Dot Com

Hello there, I am going to keep it very short in this post.

If you answer yes to one or more questions, then hang around for this post.

Did you forget to add one crucial name to your Christmas shopping gift list? Are you panicking about forgetting? 

Here's the answer. Give a gift of love instead of material items. Why? It cost nothing to give the gift of love and affection, it doesn't need to be wrapped up in some fancy paper and you don't need to travel any distance to give it - it dwells in you.

Prototype Signature Money Literacy Roadmap For Kids

It is practically impossible to be a blogger  and not have some claim to being creative and a little mad at the same time.

It's amazing what we can all come up with on a day when our creative juices are flowing - and mine was overflowing when I got a lightbulb moment when I quickly scribbled down this idea on a piece of paper - but I could not longer remember was it was.

If you don't already know, my mission is to have money literacy embedded into the national education cirriculum system for school age kids.

As you know, Rome wasn't built in a day and we also know that little drops of water make a mighty ocean - so my big dream begins today.

Luckily enough, I'm blessed with 2 beautiful daughters who I've nicknamed Pride and Joy. They both helped me to brainstorm the acronym B.N.W.B.S.I - Bring Nice Wellies But Stay Indoors.

A Bomb.Com 2017

Money Tips - How To Save/Invest Part 2

Hello folks and savvy community. I hope that you are having a super great day so far.

As promised this is part 2 of the money tip I promised. This video discusses saving and investing in the home.

I really hope that you are enjoying these videos and rest assured that things will continue to hot up on the subject of money literacy.

Do you know that one of my visions is to bring money literacy to the rest of the world.

I dream big but start small.

Enjoy the video and feel free to ask me questions or share any suggestions and comments that you may have.

Thank you so much.

Money Tips - How To Save And Invest - Part 1

Hello my savvy community, I am sharing more money tips on saving and investing.

The video discusses the subject of income and other areas within income itself.

This is part 1, so watch out for part 2 which I have linked here for you to easily access.

Please do enjoy and ask me any questions that you may have.

Thank you for your support.

What Should We Save

Hello savvy folks and how have you been doing?

Todays' topics seems so obvious, but do watch the video for the other areas of our lives where saving plays a major part.

I'm keeping these blogpost very short as I like to keep money talk very simplistic.

How about we crank is it up a notch in the next video post where I'll discuss part 1 of how to save and invest. Read it here without having to look for it.

Thanks for watching.

Who Should Save Money

Hello my savvy community, today's video discusses who should be saving money.

What is the youngest age you think a person should start saving from?

I would love to hear from you and your thoughts on my question.

In the next blogpost, we'll be looking at what should we save and here is the link to it.

Thanks for stopping by and taking the time out to watch the video.

Why Save Money

Hello my savvy community, please enjoy this video one of my very early videos on why we should be saving money.

These are 5 tips on the reason why we should be saving.

Short and sweet. The next blog will be about who should save and you can click here to access it with ease.

Thanks for watching.

DISCLAIMER: I am not a financial advisor, my advice should be taken as advice based on my life and work experiences with money.