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Shop Till You Drop [A Handy Survival Kit for the Savvy Shopper]

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Shopping for the purpose of gifting is a fantastic gesture from one person to another. However, we must think with our heads and not just our hearts.

It does not matter if you are purchasing a gift during Thanksgiving or Christmas for a loved one or whether the gift is for you.

Real life story

Sometime last year, my sister was telling me how she overhead two female shoppers laminating about their spending. It was during the holiday season. One of the women was laminating about maxing out her credit credit on shopping for others. 

She then went on to say that she'll have to use monies from her January paycheck to cover her credit card.


I'm sharing this because this could happen to anyone of us. The unfortunate thing this that she would have to sacrifice some of her disposal income. As a result, she may even fall behind with other payments. Not to mention that it may take longer than one month to clear the debt. 

1) Tool kit #1
Let's focus on the errors we as shoppers make during t…

8 Simple Ways That Makes Gift-Buying and Party-Throwing A Breeze

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Purchase gifts in stages throughout the course of the year and well in advance of the gift-buying season.Join special schemes that focus on helping people to specifically save for holiday splurges.Only buy gifts for close families or friends.Ask friends and family who will be attending your party to bring with them a bottle or their favourite dish.

Tricks and Treats

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Many thanks for your continued support.

Much πŸ’š

Deborah

A Simple Money Formula by a 12 Year Old

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WHAT WAS MY REACTION WHEN I WATCHED THIS VIDEO BY FINANCIAL FITNESS BUNNY?


Ecstatic is an understatement!

Before I get into elaborating more on why I was ecstatic and wowed by this savvy smart 12 year old, I have listed below 1 main initial reaction I had:


"Even if our kids aren't old enough to practice some of the smart money concepts they learn, it is still important to expose them to these concept."
Do you remember when you were a toddler and perhaps was dropped off at the daycare/nursery? Remember those nursery rhymes? Let me know which was your favourite nursery rhyme and which one scared you.
Well, many of those words in nursery rhymes meant nothing to us - we simply enjoyed the rhymes vs the words. Would you agree?
And then we got older and..
The older we get, the wiser we become - or so we should. As we grew from being a toddler into kids of school age, the words began to make more sense. I know it certainly did for me. I also noticed the same happened with my daughters…

No Sugar Coating - How to Say No To Our Little Angels

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Hello and welcome back to a very overdue post. As you know, I'm all about educating you on how to solve those difficult financial literacy challenges. Today is not different.

Anyway, without saying too much, can I please share an article I was recently featured in talking about how to simply say no to our children. The article has very short statements by other mothers like you and I. I found many of the statement so funny too. Oops, sorry, here's the link

Hey mums, have you ever found yourself saying yes when you really wanted to say no to your child?

I'd love to hear from you in the comments box.

Until next time, check out our kids website here

MuchπŸ’šπŸ’›

P.S - I'll be featured again on the UK Money Bloggers website on 23 September 2019 giving some inside information on why financial education.


Overdraft Is Free Money

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Overdraft Is Free Money! Or is it not?