Don't Believe The H.Y.P.E

Tech Tuesday, Cyber Monday, Black Friday or the Holiday Season are those buzzwords which definitely gets me excited!  Sometimes, retail therapy is the only cure.  It's great for relieving tension - or is that just a fallacy? Does it get your excited?

At the same time, some are already stressing over what to buy for that person they just can't stand. Some are so worried about how much to spend on which relative, which relative is worth getting an expensive gift compared to another. 

Now, there are some, who have decided to get into debt for someone else.

10 Ways To Stop The Spending Habit

10 Ways To Stop The Spending Habit

Hello and good day to you. Without wasting too much time, here are my top 10 tips on spending less money and saving more on a daily basis:

1. Deliberately leave your purse at home or in the office when you pop out for lunch and you won't have any money to spend.
2. Bring in leftovers from the previous days dinner for lunch.
3. Own less belongings by decluttering, make do with the little you have knowing it's enough and know that you cannot replace the items that you've gotten rid of.
4. Pay your children for doing chores so that indirectly you are saving money through them.
5. If you hate the feel and smell of pennies/cents(as some people) do, throw them in a jar and take them to your bank to save them.