Why I Love What I Do

I am a Money Literacy Educator for kids of school age. This means that I educate children how to be money-smart - something that many of us as adults never learnt when we were young. 

I created my business best known as Sawyerrs' House following a very difficult time in my life whereby I noticed that my two young daughters were not being taught how to value money. I often refer to the birth of what I do as - From Pain To Gain.

Words cannot really explain how much I love what I do, but I will give it my best shot. First, I live, breath, eat, sleep and dream what I do. Yes, I am that passionate about impacting as many young peoples lives because I know firsthand the dangers of not being financially literate. I am never bored with what I do or ashamed of sharing with others what I do. 

I love what I do because there is never a time when I sit with young learners that I am not able to capture their attention and captivate them with my personal story of why I do what I do. I love to see the sheer excitement on their faces when I tell them the juicy parts of my story, only to drop a bombshell at the end. It's usually a rude awakening for them.

I love what I do because I notice that whenever I am educating young people(usually in the vicinity of their carers or parents), the adults typically eavesdrop on what I am teaching. As a result, the adults often get involve and ask so many questions for themselves. I find that very refreshing and an indication that adults also need this piece of education.

I love what I do because I started my business journey using my daughters as guinea pigs. Over time, I have seen an improvement in their attitude to money - mind you, my daughters haven't quite perfected it yet as financial literacy is lifelong learning.

I love what I do because very early on in my business and with the help of my daughters, I was able to put together a Money Literacy worksheet booklet and flashcards using a simple concept called Bring Nice Wellies But Stay Indoors. These six words represent the complete and basic money literacy terms for kids and adults alike.

Our Snapshot

No Work, No Wage

Hello and good day.

It's a very short post today. It really does depict the notion that a lazy woman or man should not expect to eat if one does not put the work in or take action.

Until next time,
Much love,
Deborah

7 Tips - How To Rectify A Missed Monthly Payment

7 Tips - How To Rectify A Missed Monthly Payment

Hello and welcome back to yet another blog post for you. Here are my 7 tips on how you can sort out a missed monthly payment:

1. Don't bury your head in the sand. Immediately contact your creditor to own up about the missed payment and come to an agreed repayment plan. Be honest about what you can afford to repay and stick to it.

2. Set up automated payments for future payments.

3. Make a kind request to your creditor asking them to waive any default payment that may affect your credit score.

Hawaiian Kids Learning About Money

Hawaiian Kids Learning About Money

Hey hey. Just because you hear that a child lives in the western world doesn't make them immune from financial illiteracy. Read more here on what's going on in Hawaii.

Until next time,
Much love,
Deborah

10 Ways To Stop The Spending Habit

10 Ways To Stop The Spending Habit

Hello and good day to you. Without wasting too much time, here are my top 10 tips on spending less money and saving more on a daily basis:

1. Deliberately leave your purse at home or in the office when you pop out for lunch and you won't have any money to spend.
2. Bring in leftovers from the previous days dinner for lunch.
3. Own less belongings by decluttering, make do with the little you have knowing it's enough and know that you cannot replace the items that you've gotten rid of.
4. Pay your children for doing chores so that indirectly you are saving money through them.
5. If you hate the feel and smell of pennies/cents(as some people) do, throw them in a jar and take them to your bank to save them.
   

Don't Play Yourself

Don't Play Yourself

Listen to my segment "Don't Play Yourself💰💲" on Anchor.